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Finally, we use BMI’s Country Risk Ratings to ensure the ratings capture broader issues relevant Links of London the industry and that may limit market attractiveness or imperil returns. The ratings system which integrates with all industries covered by BMI offers an industryleading insight into prospectsrisks for companies. The ratings divide into two distinct areas Limits Of Potential Returns Evaluation of the industry’s size and growth potential in each state, and also broader industrystate characteristics that may inhibit its development. Risks To Realisation Of Returns Evaluation of Links of London Sweetie Bracelet dangers and those emanating from the state’s politicaleconomic profile that call into question the likelihood of anticipated returns being realised over the assessed time period. Indicators The following indicators have been used. Almost all indicators are objectively based. Table Insurance Business Environment Indicators And Rationale Limits of Potential Returns Market Structure Rationale Nonlife premiums, USmn Indicates Links of London Sweetie Bracelet big sector attractiveness. Large markets more attractive than small ones. Growth in nonlife premiums, five years to end Indicates growth potential. The greater the likely absolute growth in premiums the USmn better. Premiums expressed as of . An indicator of actual and to an extent potential Nonlife penetration, development of nonlife insurance. The greater the penetration the better. Nonlife segment measure of openness Measure of market’s accessibility to new entrants. The higher the score the better. Life premiums, USmn Indicates overall sector attractiveness. Large markets more attractive than small ones. Growth in life premiums, five Indicates growth potential. The greater the likely absolute growth in premiums the years to end USmn better. Premiums as of . An indicator of actual and to a Links of London Teddy Charm extent potential Life penetration, development of life insurance. The greater the penetration the better. Life segment measure of openness Measure of market’s accessibility to new entrants. The higher the score the better. Country Structure per capita US A proxy for wealth. Highincome states receive better scores than lowincome states. Those aged in each state, as a of total population. A high proportion suggests Active population that market is comparatively more attractive. Corporate tax A measure of the general fiscal drag on profits.